At Allied Cash Advance, we&8217;re committed to providing you with all the information you need to make informed and responsible decisions. Here is a list of frequently asked questions (FAQs).
Can&8217;t find the response you&8217;re looking for? Call 888-848-6950 to speak with an associate or Contact Us online.
Cash Advance (Payday Loan) FAQs
How much am I eligible to borrow with a cash advance?
Cash advance amounts are determined by the state in which you live and your net income. Each state has its own regulations that govern the maximum amount residents can borrow and how long they can borrow it. Within the boundaries of what your state permits, we will review your net income to determine the amount you&8217;re eligible to borrow. These consumer protection practices help our customers avoid borrowing more than they can afford to pay back. To find out about the maximum loan amounts and fees in your state, go to our location finder and come in your ZIP code.
How much will a cash advance cost?
Fees vary depending on the state where you live. To find out about the fees and maximum loan amounts in your state, go to our location finder and come in your ZIP code.
Will there be a credit check when I apply for a cash advance?
When you apply for a cash advance, Allied will not request credit reports from any of the three major credit bureaus. One of the advantages of cash advances is that they&8217;re accessible – even to people who have less-than-perfect credit.
What happens if I don&8217;t have the funds to repay the loan on my due date?
If your cash advance payment is due, we will contact you to collect the amount owed. If it becomes necessary, we may turn your account over to a collection agency. You may be charged a returned check fee, depending on the laws in your state. Also keep in mind that your bank may charge fees for checks that are returned due to nonsufficient funds.
Installment Loan FAQs
How much am I eligible to borrow with an installment loan?
Installment loan amounts are determined by the state in which you live and your net income. Each state has its own regulations that govern the maximum amount residents can borrow, and how long they can borrow it. Within the thresholds of what your state permits, your net income will be reviewed to determine the amount you&8217;re eligible to borrow. These consumer protection practices help customers avoid borrowing more than they can afford to pay back. We suggest installment loans online through our online lending playmate. To find out about availability, maximum loan amounts, and fees in your state, contact your local Allied location.
How long does it take for an installment loan to be approved?
Approval times are generally very prompt, but the timing will depend on how quickly our lending playmates receives all of the documents needed to process your application.
Why should I choose Allied Cash Advance?
Allied has earned its reputation as a leading provider of short-term cash solutions. We&8217;re dedicated to providing superior service and innovative financial products. And as a member of the Community Financial Services Association of America (CFSA), we&8217;re committed to following principles that encourage total disclosure, truthful advertising, and consumer responsibility as outlined in the CFSA&8217;s Best Practices.
Will Allied keep my individual information secure?
How can I apply for a position with Allied?
Go to our Careers page, read about us, and click on the suitable links to view and apply for open positions.
AlliedCash.com Main Menu
In Store Loans: Approval depends on meeting legal, regulatory and underwriting requirements. Cash advances are typically for two-to-four week terms. Some borrowers, however, use cash advances for several months. Cash advances should not be used as a long-term financial solution, and extended use may be expensive. Borrowers with credit difficulties should seek credit counseling. All product and service options subject to switch without notice. Cash advances subject to applicable lender’s terms and conditions. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Principal address 7755 Montgomery Road, Suite 400, Cincinnati, OH 45236.
*Same day funds available only to customer who apply at an Allied branch location.
Online Loans: AlliedCash.com is not a direct online lender and does not provide online lending services directly to consumers. Instead, the information you submitted will be sent to Check `n Go. Our website does not act as a correspondent, agent, or representative for Check `n Go. All financial and employment data is instantaneously liquidated from our AlliedCash.com system and submitted to Check `n Go. We do not make credit decisions or recommend or endorse any specific loan product. You will be contacted by Check `n Go if extra information is required to process your application. If your application is approved, the money/fund disbursement will be from Check `n Go. Typically, loan proceeds are deposited into a customer’s bank account within one business day.
Our Services: Please bear in mind that this service is not available in all the states of the United States. Those who submit information for loans will not incur any cost for our service. All product and service options subject to switch without notice.
Line of Credit: Available at Allied Cash Advance locations in Virginia only. Approval depends upon meeting legal, regulatory and underwriting requirements. Allied Cash Advance may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Allied Cash Advance or third party lenders may take that into consideration in the approval process. Credit boundaries range from $250 to $1500. After your line of credit is set up, you have the option to draw any amount greater than $100, in increments of $Five up to the credit limit, as long as: you make your scheduled payments; and your outstanding balance does not exceed your approved credit limit. Minimum payments are calculated based on the outstanding balance owed, plus applicable fees and interest. As long as you proceed to make on-time and accomplish payments, you will remain in good standing and be able to proceed using your line of credit account.
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